Not Logged In Log In   Sign Up   Points Leaders
Follow Us    12:34 PM

GasBuddy News Article

23
votes
In Europe, gender-neutral insurance pricing goes into effect

GasBuddy Blog -- A European court ruling has gone into effect that bans gender-based insurance pricing, an equalizing measure which auto insurers say will inflate costs for women across the European Union, who are traditionally charged less than men.

EU Justice Commissioner Viviane Reding said the ruling was a civil rights issue, calling it “an important moment for gender equality in the European Union.”

She even went so far as to say "It is now clear that an insurance company must not distinguish between women and men; all customers must be treated equally. This is a matter of respect for fundamental rights. It is now also becoming a matter of good business practices."

Troubling, to say the least. Are you concerned that American...


Read the Full Article

Submitted Jan 03, 2013 By: PD
Category: GasBuddy Official Blog > Topics Add to favorite topics   Post new topicPost New Topic
Author Topic: In Europe, gender-neutral insurance pricing goes into effect Back to Topics
REPLIES (newest first) Post a Reply
Profile Pic
gravityhurts
Champion Author North Carolina

Posts:5,648
Points:1,728,455
Joined:Sep 2008
Message Posted: Jan 3, 2013 3:58:16 PM

I think I just read this, wow!
Profile Pic
gknee09
Champion Author Philadelphia

Posts:1,039
Points:979,895
Joined:Jul 2009
Message Posted: Jan 3, 2013 3:39:11 PM

really
Profile Pic
Costello
Champion Author South Dakota

Posts:3,676
Points:2,077,500
Joined:Jan 2007
Message Posted: Jan 3, 2013 9:34:57 AM

Equal rights!!!
Profile Pic
cableman31
Champion Author New York

Posts:11,587
Points:2,707,235
Joined:May 2004
Message Posted: Jan 3, 2013 8:50:18 AM

Well at least GasBuddy has changed for the new year. Instead of posting the same article for days and days, now they post the same article over and over again the same day. They might just get it right soon.
Profile Pic
mreiff
Champion Author Louisville

Posts:8,795
Points:2,294,565
Joined:May 2009
Message Posted: Jan 3, 2013 8:23:45 AM

Duplicate article.
Profile Pic
BlackGumTree
Champion Author Virginia

Posts:18,444
Points:1,459,940
Joined:Dec 2005
Message Posted: Jan 3, 2013 8:11:48 AM

What a bunch of Idiots!

To be fair Insurance must be based on Risk Factors. And the important Risk Factors depend on the type of Insurance.

For instance, the major Risk Factor in Life Insurance is Age.

In houses a major risk factor is type of Construction.

In Driver Insurance a major Risk Factor is Age and Sex. Another Risk Factor is whether or not the driver drinks Alcoholic beverages.

The judge's ruling is unjust. He has ordered that a major risk factor be ignored.

Auto Insurance companies should jack up the premiums on the insurance for judges like him because he is unpredictable and unfair to safer drivers.
Profile Pic
tomok
Champion Author Portland

Posts:47,569
Points:3,351,060
Joined:Aug 2006
Message Posted: Jan 3, 2013 8:10:15 AM

OK - posted twice!
Profile Pic
MikLamb
Champion Author Texas

Posts:11,636
Points:3,121,670
Joined:Jun 2006
Message Posted: Jan 3, 2013 8:07:20 AM

Oops, duplicate.
Profile Pic
Dale Jr.
Champion Author Illinois

Posts:19,881
Points:4,174,525
Joined:May 2004
Message Posted: Jan 3, 2013 8:06:01 AM

This ought to be interesting.
Profile Pic
mark1962
Champion Author Albany

Posts:9,316
Points:2,188,365
Joined:Sep 2009
Message Posted: Jan 3, 2013 8:05:43 AM

duplicate
Profile Pic
masker5900
Veteran Author Mobile

Posts:363
Points:199,015
Joined:Sep 2012
Message Posted: Jan 3, 2013 8:05:09 AM

Duplicate article?
Profile Pic
madison8359
Champion Author Cleveland

Posts:18,727
Points:2,618,955
Joined:Apr 2008
Message Posted: Jan 3, 2013 8:04:56 AM

How can this change make sense ?
Profile Pic
mnbeancounter
Champion Author Minnesota

Posts:8,286
Points:2,038,955
Joined:Oct 2009
Message Posted: Jan 3, 2013 8:03:20 AM

interesting
Profile Pic
gaseye2010
Champion Author Maine

Posts:1,504
Points:327,355
Joined:Jul 2010
Message Posted: Jan 3, 2013 8:03:01 AM

good
Profile Pic
condé
Champion Author Michigan

Posts:6,094
Points:2,459,150
Joined:Oct 2004
Message Posted: Jan 3, 2013 8:01:38 AM

o k ..........
Profile Pic
twinfanMN
Champion Author Minnesota

Posts:3,351
Points:957,555
Joined:Jun 2011
Message Posted: Jan 3, 2013 8:00:31 AM

In the past I would have no problem agreeing that men had riskier driving habits than women but with the new technology, mainly cell phones, I believe it has lowered the gap between how men and women drive. I could be wrong but it seems like women spend more time on the phone while driving then men.
Profile Pic
TheSicilian
Champion Author Jacksonville

Posts:9,025
Points:2,498,605
Joined:Feb 2009
Message Posted: Jan 3, 2013 8:00:25 AM

go girls
Profile Pic
TheSicilian
Champion Author Jacksonville

Posts:9,025
Points:2,498,605
Joined:Feb 2009
Message Posted: Jan 3, 2013 7:59:32 AM

interesting
Profile Pic
shashathern
Champion Author California

Posts:4,785
Points:1,078,130
Joined:Jul 2010
Message Posted: Jan 3, 2013 7:58:54 AM

Read this one twice.
Profile Pic
rockymountman
Champion Author Roanoke

Posts:4,176
Points:978,345
Joined:Jul 2011
Message Posted: Jan 3, 2013 7:58:44 AM

ok
Profile Pic
ByGuy
Champion Author Dallas

Posts:11,293
Points:2,672,605
Joined:Nov 2005
Message Posted: Jan 3, 2013 7:56:13 AM

Europe does not have it right.
Profile Pic
installer
Champion Author San Diego

Posts:4,363
Points:1,493,085
Joined:Nov 2008
Message Posted: Jan 3, 2013 7:54:34 AM

Very cavalier of the courts to down grade women since they have the best records of driving and insurance claims.
Profile Pic
Asbury09
Champion Author Iowa

Posts:10,853
Points:2,514,705
Joined:Jan 2009
Message Posted: Jan 3, 2013 7:54:17 AM

duplicate post
Profile Pic
Sego
Champion Author Florida

Posts:2,249
Points:388,890
Joined:Apr 2012
Message Posted: Jan 3, 2013 7:52:47 AM

Insurance cost is based on risk.
Profile Pic
Catfish93001
Champion Author Ventura

Posts:1,318
Points:347,415
Joined:Jun 2008
Message Posted: Jan 3, 2013 7:52:31 AM

Must be a slow news day to post this twice.
Profile Pic
pacoinindy
All-Star Author Indianapolis

Posts:582
Points:1,012,465
Joined:Sep 2011
Message Posted: Jan 3, 2013 7:52:02 AM

What a concept. Too bad in the land of democracy there is still discrimination for just about everything.
Profile Pic
soccerdadMO
Champion Author St. Louis

Posts:2,474
Points:666,350
Joined:Apr 2011
Message Posted: Jan 3, 2013 7:51:47 AM

Still agree with spotterFL on other article
Profile Pic
snky2k
Champion Author Indianapolis

Posts:3,930
Points:1,271,875
Joined:Mar 2012
Message Posted: Jan 3, 2013 7:51:30 AM

Duplicate.
Profile Pic
YKK
Champion Author Atlanta

Posts:1,573
Points:2,945,470
Joined:Sep 2005
Message Posted: Jan 3, 2013 7:50:51 AM

You cannot pick and choose how you want to be equal!
Profile Pic
SpringbokMN
Sophomore Author Minnesota

Posts:168
Points:808,010
Joined:Jun 2010
Message Posted: Jan 3, 2013 7:50:47 AM

What? So little news of value that this must be posted TWICE?
Profile Pic
hatterasjack
Champion Author South Carolina

Posts:2,167
Points:1,389,770
Joined:Sep 2007
Message Posted: Jan 3, 2013 7:48:56 AM

Hmmm. Deja vu.
Profile Pic
DYSKYPILOT
Champion Author Fort Worth

Posts:6,116
Points:1,525,550
Joined:Mar 2006
Message Posted: Jan 3, 2013 7:48:37 AM

ok.
Profile Pic
Sethyl
Champion Author Miami

Posts:4,727
Points:1,311,740
Joined:Oct 2009
Message Posted: Jan 3, 2013 7:48:34 AM

double-post
Profile Pic
nwhawk
Champion Author Kansas

Posts:5,191
Points:1,400,875
Joined:Nov 2010
Message Posted: Jan 3, 2013 7:48:11 AM

Double post
Profile Pic
dhawk24
Champion Author Maine

Posts:11,145
Points:2,395,185
Joined:Jul 2008
Message Posted: Jan 3, 2013 7:47:56 AM

If my memory serves me right women have been fighting for total equality for years.
Profile Pic
sparkie951
Champion Author Roanoke

Posts:7,804
Points:1,872,740
Joined:Dec 2010
Message Posted: Jan 3, 2013 7:47:40 AM

This almost a duplicate article. Gender specific pricing is being racist to a degree.
Profile Pic
GrumpyCat
Champion Author Alabama

Posts:6,287
Points:1,496,130
Joined:Jun 2009
Message Posted: Jan 3, 2013 7:46:17 AM

What ever happened to the fundamental economic right of paying one's own way?

Oh, right. Europe. Socialism. Progressive. Individuals do not have rights.
Profile Pic
Jennijen
Champion Author Dayton

Posts:11,645
Points:2,309,205
Joined:Jun 2004
Message Posted: Jan 3, 2013 7:44:55 AM

What they don't seem to get is by treating men and women equally, neither are being treated as men or women, just 'beings'.
Profile Pic
Rick52
Champion Author Milwaukee

Posts:16,086
Points:2,161,250
Joined:Mar 2005
Message Posted: Jan 3, 2013 7:43:54 AM

Double Post..
Profile Pic
plbell627
Champion Author Dayton

Posts:8,329
Points:2,042,455
Joined:Mar 2007
Message Posted: Jan 3, 2013 7:42:44 AM


I definately don't want to be like Europe.
Profile Pic
belladog
Champion Author Mobile

Posts:4,291
Points:1,564,340
Joined:May 2007
Message Posted: Jan 3, 2013 7:42:35 AM

rerun
Profile Pic
rbrk02
Champion Author Rhode Island

Posts:9,679
Points:1,843,830
Joined:Jan 2011
Message Posted: Jan 3, 2013 7:42:15 AM

Repeat. Risk to the insurance company should determine the cost to the insured.
Profile Pic
hawkman1950
Champion Author Michigan

Posts:6,321
Points:1,482,655
Joined:Aug 2010
Message Posted: Jan 3, 2013 7:42:05 AM

Same post.
Profile Pic
40mpgsaturn
Champion Author Wisconsin

Posts:4,440
Points:1,187,420
Joined:Jun 2011
Message Posted: Jan 3, 2013 7:41:50 AM

Greed!!
Profile Pic
Bobmilan
Champion Author Louisville

Posts:4,795
Points:1,470,600
Joined:Sep 2011
Message Posted: Jan 3, 2013 7:41:34 AM

Worth reading twice. This is the mess we will get if we continue to pursue current policies.

Want to be like Europe? Careful what you ask for.
Profile Pic
rsox67
Champion Author Connecticut

Posts:1,074
Points:1,055,950
Joined:Jul 2012
Message Posted: Jan 3, 2013 7:41:25 AM

Ok
Profile Pic
gilfarm
Champion Author Alabama

Posts:10,361
Points:2,933,520
Joined:Sep 2005
Message Posted: Jan 3, 2013 7:40:30 AM

Listed twice!
Profile Pic
mustangdaver
Champion Author Ontario

Posts:5,083
Points:1,349,775
Joined:Aug 2005
Message Posted: Jan 3, 2013 7:40:00 AM

repeat
Profile Pic
techque
Champion Author St. Louis

Posts:12,087
Points:3,022,640
Joined:Apr 2005
Message Posted: Jan 3, 2013 7:39:43 AM

deja vu
Profile Pic
truckpdlr
Champion Author Tucson

Posts:6,130
Points:2,014,215
Joined:Sep 2009
Message Posted: Jan 3, 2013 7:39:27 AM

Fuel prices?
Profile Pic
1stClicker
Champion Author Texas

Posts:8,948
Points:3,180,765
Joined:Oct 2005
Message Posted: Jan 3, 2013 7:38:51 AM

Duplicate article. Everyone is not equal, some are smarter then others. Others have more dalent in their fields, etc
Post a reply Back to Topics