Not Logged In Log In   Sign Up   Points Leaders
Follow Us    11:16 PM

GasBuddy News Article

47
votes
Why You Shouldn't Rent A Car With A MasterCard

Forbes -- Hidden deep in the dark recesses of your credit card agreement, there may be perks beyond the much-heralded loyalty points emblazoned on its marketing materials. One such perk? Most credit card companies offer free insurance on rental cars. It’s one of the reasons your credit card can be a great travel companion and a great way to avoid forking over an extra 15 bucks every time you go on a trip.

Still, an average of 20% of all customers buy optional insurance from the rental company every time they drive a rental. Another 20% spring for it some of the time. Should you?

If you use a MasterCard, you might need to. Although MasterCard offers rental insurance to its Gold, Platinum, World and World elite class cardholders, some of the company’s cards come without the protection policy.


Read the Full Article

Submitted Jul 28, 2012 By: SquawBear
Category: Daily News Article Discussions > Topics Add to favorite topics  
Author Topic: Why You Shouldn't Rent A Car With A MasterCard Back to Topics
REPLIES (newest first) Post a Reply
Profile Pic
Gas_Eyes
Champion Author Dallas

Posts:2,857
Points:681,310
Joined:Mar 2011
Message Posted: Dec 8, 2012 6:56:11 AM

Visa is a better choice.
Profile Pic
honda0105
Champion Author Tallahassee

Posts:22,205
Points:2,064,290
Joined:Nov 2008
Message Posted: Jul 31, 2012 4:48:04 AM

always read the fine prints. And it's best to talk to your car insurance company regarding coverage.
Profile Pic
SkooterG
Champion Author Phoenix

Posts:2,792
Points:733,325
Joined:May 2012
Message Posted: Jul 29, 2012 9:51:07 PM

Use a Visa?
Profile Pic
jrs4125
Champion Author Indiana

Posts:4,764
Points:1,040,410
Joined:Sep 2011
Message Posted: Jul 29, 2012 11:04:28 AM

Dooooooh
Profile Pic
rjojo40
Champion Author Las Vegas

Posts:8,698
Points:1,239,765
Joined:Feb 2004
Message Posted: Jul 29, 2012 10:34:12 AM

ok then visa it will be
Profile Pic
mpg611
Champion Author Cleveland

Posts:4,505
Points:1,024,605
Joined:Apr 2011
Message Posted: Jul 29, 2012 8:33:58 AM

Yeaaaaaaaaaaaaaaaaaah I never use my credit card's insurance plan for anything.
Profile Pic
remay
Champion Author Houston

Posts:8,936
Points:2,563,640
Joined:May 2006
Message Posted: Jul 29, 2012 7:52:40 AM

I would always check with my auto INSURER, who CARES about the CC?
Profile Pic
BEGTWO
Champion Author Maryland

Posts:3,831
Points:1,147,580
Joined:Sep 2010
Message Posted: Jul 29, 2012 7:41:08 AM

Good to know!
Profile Pic
Bill100
Champion Author Grand Rapids

Posts:44,827
Points:1,605,020
Joined:Jan 2010
Message Posted: Jul 29, 2012 6:35:36 AM

Not renting a car anyway.
Profile Pic
esquared
Champion Author Oklahoma City

Posts:9,768
Points:2,347,160
Joined:Jan 2006
Message Posted: Jul 28, 2012 10:33:57 PM

Caveat emptor.
Profile Pic
JCClark2012
Champion Author New Hampshire

Posts:3,538
Points:847,025
Joined:Mar 2012
Message Posted: Jul 28, 2012 10:26:46 PM

Always read the fine print. Better to be safe then sorry too. I'll take the extra insurance.
Profile Pic
texashoudini
Champion Author Austin

Posts:3,641
Points:1,476,650
Joined:Jun 2009
Message Posted: Jul 28, 2012 10:25:17 PM

I've saved a lot of bucks with Visa.
Profile Pic
tessnlu
Champion Author Missouri

Posts:27,440
Points:1,549,625
Joined:Aug 2008
Message Posted: Jul 28, 2012 10:22:58 PM

old news
Profile Pic
MDTDriver
Champion Author California

Posts:11,628
Points:2,597,845
Joined:Jul 2006
Message Posted: Jul 28, 2012 10:21:12 PM

AMX is the best card out there.
Profile Pic
a_lu_vasile
Champion Author Maryland

Posts:1,260
Points:869,295
Joined:Jul 2008
Message Posted: Jul 28, 2012 10:19:10 PM

AMX
Profile Pic
nimpy
Champion Author Indianapolis

Posts:9,998
Points:2,097,895
Joined:Oct 2007
Message Posted: Jul 28, 2012 10:17:13 PM

Good information
Profile Pic
Agarre
Champion Author Richmond

Posts:1,730
Points:351,940
Joined:Feb 2012
Message Posted: Jul 28, 2012 10:15:26 PM

AMX
Profile Pic
carefrey
Champion Author Orlando

Posts:7,557
Points:1,594,345
Joined:Sep 2009
Message Posted: Jul 28, 2012 10:13:24 PM

Don't rentt!
Profile Pic
mcmonsta
Champion Author Honolulu

Posts:5,176
Points:1,263,430
Joined:Sep 2009
Message Posted: Jul 28, 2012 10:13:12 PM

Visa may work
Profile Pic
itzagasgasgas1
Champion Author Cincinnati

Posts:6,114
Points:2,048,160
Joined:Aug 2005
Message Posted: Jul 28, 2012 10:10:46 PM

Visa
Profile Pic
Glock26
Champion Author Dayton

Posts:3,586
Points:1,069,025
Joined:Mar 2011
Message Posted: Jul 28, 2012 10:10:25 PM

Never assume anything!!!
Profile Pic
idigau22
Champion Author Washington

Posts:26,316
Points:3,627,225
Joined:Apr 2003
Message Posted: Jul 28, 2012 10:10:19 PM

Profile Pic
A2J
Champion Author Richmond

Posts:5,160
Points:1,041,400
Joined:Aug 2011
Message Posted: Jul 28, 2012 10:09:27 PM

good
Profile Pic
Yankee829
Champion Author Dallas

Posts:4,384
Points:1,012,545
Joined:Sep 2010
Message Posted: Jul 28, 2012 10:08:22 PM

Ok
Profile Pic
fenster66
Champion Author Pittsburgh

Posts:5,515
Points:1,128,390
Joined:May 2011
Message Posted: Jul 28, 2012 10:07:30 PM

good to know...
Profile Pic
serrog
Champion Author Nova Scotia

Posts:7,721
Points:1,964,335
Joined:Oct 2008
Message Posted: Jul 28, 2012 10:06:21 PM

ok
Profile Pic
J Eric
Champion Author Los Angeles

Posts:12,258
Points:2,465,935
Joined:Feb 2004
Message Posted: Jul 28, 2012 10:04:42 PM

I always get the additional rental-company insurance. Most people think I'm a sap. BUT, if anything ever happened, I like knowing I would be covered (or hope I would be). I don't trust "credit card insurance" any more than "credit card free towing service" which is also supposedly included. Wait til you break down on a rainy night and see how this service is handled! (It isn't; you are invariably "out of the service area" which seems to include Minneapolis and parts of Bora Bora but nowhere in California...)
Profile Pic
altima2008
Champion Author Philadelphia

Posts:10,330
Points:2,192,075
Joined:Apr 2008
Message Posted: Jul 28, 2012 10:04:31 PM

Take the bus!
Profile Pic
unicornIL
All-Star Author Chicago

Posts:524
Points:662,160
Joined:Jan 2012
Message Posted: Jul 28, 2012 10:04:21 PM

good to know
Profile Pic
sillywagon
Champion Author New York

Posts:18,773
Points:1,895,770
Joined:Oct 2008
Message Posted: Jul 28, 2012 10:02:47 PM

Visa is best with 87% coverage? How do you know when you'll be in a situation that's in the 13% of lousy coverage. It would be the difference between a great or good trip, and a nightmare.
Profile Pic
Bleeder
Champion Author Virginia

Posts:8,073
Points:2,019,450
Joined:Jan 2008
Message Posted: Jul 28, 2012 9:59:59 PM

This is some good information I did not know.
Profile Pic
DandyDapple
All-Star Author North Dakota

Posts:715
Points:626,220
Joined:Sep 2008
Message Posted: Jul 28, 2012 9:59:53 PM

...
Profile Pic
Johnnyrebell12
Champion Author Massachusetts

Posts:1,502
Points:1,652,755
Joined:Aug 2005
Message Posted: Jul 28, 2012 9:59:09 PM

Interesting to know not that I rent very often, but good information to have to pass it on to friends and family Thank you
Profile Pic
nigelb
Champion Author Virginia

Posts:10,572
Points:1,837,525
Joined:Feb 2008
Message Posted: Jul 28, 2012 9:58:30 PM

I am fortunate - I found this out years ago,

Nigel²
Profile Pic
DancingDee
Champion Author Gary

Posts:4,896
Points:1,138,205
Joined:Jul 2005
Message Posted: Jul 28, 2012 9:57:19 PM

Good article.
Profile Pic
1Casey
Champion Author Albany

Posts:8,478
Points:2,147,955
Joined:Jun 2004
Message Posted: Jul 28, 2012 9:56:24 PM

good
Profile Pic
Tekkersmom57
Champion Author Syracuse

Posts:4,010
Points:1,149,100
Joined:May 2010
Message Posted: Jul 28, 2012 9:54:56 PM

I'm glad that I don't rent a vehicle with MasterCard. I have other choices and I'm glad to have read this article to know which cards to use.
Profile Pic
GoneUpAgain
Champion Author Atlanta

Posts:10,620
Points:1,712,310
Joined:May 2004
Message Posted: Jul 28, 2012 9:46:55 PM

I didn't know that. I wonder if Discover does since I'm currently renting a car. Uh oh!
Profile Pic
zeeflyers
All-Star Author Pittsburgh

Posts:761
Points:280,140
Joined:Feb 2012
Message Posted: Jul 28, 2012 9:46:53 PM

interesting.
Profile Pic
WBBNC
Veteran Author North Carolina

Posts:499
Points:488,640
Joined:Jan 2011
Message Posted: Jul 28, 2012 9:45:41 PM

It's good to know
Profile Pic
abcdMA
Champion Author Worcester

Posts:10,038
Points:2,021,090
Joined:Nov 2008
Message Posted: Jul 28, 2012 9:44:51 PM

good info
Profile Pic
EmperorsFinest
Champion Author Chicago

Posts:1,669
Points:404,820
Joined:Jul 2011
Message Posted: Jul 28, 2012 9:44:22 PM

I never knew this!
Profile Pic
RitaVespa
Champion Author Oregon

Posts:4,089
Points:1,212,380
Joined:Jan 2011
Message Posted: Jul 28, 2012 9:42:29 PM

you could also just CHECK WITH YOUR CAR INSURANCE!
Profile Pic
walkingtall
Champion Author Toronto

Posts:6,055
Points:1,562,730
Joined:Nov 2004
Message Posted: Jul 28, 2012 9:41:39 PM

Why you shouldn't rent a car with a Mastercard and renting in Europe,you need to check with your insurance and creditcard company to see if your covered.Read fine prints that's what counts.
Profile Pic
FrayserMailman
Veteran Author Memphis

Posts:293
Points:1,704,350
Joined:Aug 2005
Message Posted: Jul 28, 2012 9:39:07 PM

MC just plain de ol s*cks! Tried dealing with them twice in the last 45-yrs., had problems with them both times and canceled both times! VISA has been my least problem with any credit card companies. Only have a VISA and Amer.Expr. now, all I need!
Profile Pic
letterchunker
Champion Author Texas

Posts:4,365
Points:1,097,100
Joined:Aug 2008
Message Posted: Jul 28, 2012 9:39:03 PM

ok
Profile Pic
big_mac64
Champion Author Tennessee

Posts:10,901
Points:1,576,200
Joined:May 2005
Message Posted: Jul 28, 2012 9:36:33 PM

my MC offers the coverage, but more important, so does my car insurance carrier!
Profile Pic
danlanman
Champion Author North Carolina

Posts:5,414
Points:1,172,705
Joined:May 2011
Message Posted: Jul 28, 2012 9:35:58 PM

ok
Profile Pic
SUPERQUACK
Champion Author Sacramento

Posts:6,457
Points:2,280,955
Joined:Jun 2007
Message Posted: Jul 28, 2012 9:33:32 PM

GOOD DEAL !!!!!!!!!!!!!
Profile Pic
suzmar
Champion Author Texas

Posts:3,487
Points:1,297,165
Joined:Jun 2006
Message Posted: Jul 28, 2012 9:32:19 PM

We always use Amex also.
Post a reply Back to Topics